Financial policy



Payment for services is due at the time services are rendered. Your doctor accepts cash, checks, MasterCard, Visa, Discover, and American Express. 
The office staff will be happy to file your insurance claim for you. However, please be aware that, although your physician has contracts with several insurance companies, she is not on all PPO or network plans. Please be sure to inquire as to your physician’s status with your particular insurance company, as this may affect the amount you are responsible for paying. Please note that if you are a member of an HMO or Managed Care program and/or have a primary care physician (PCP), you are responsible for contacting your PCP for a referral number prior to your visit, if applicable. If you fail to do so, your visit(s) may not be covered by your insurance, making you financially responsible. 
All charges are your responsibility whether your insurance pays or not. Not all services are a covered benefit in all contracts. Some insurance companies arbitrarily select certain services they will not cover. Fees for these services along with unpaid deductibles and co-payments are due at the time of treatment. If the insurance company does not pay your claim within a reasonable time frame, you will be required to follow up with them and/or pay the balance. 
During the course of your medical care, it may be necessary for one or more physicians to assist with your medical treatment. You agree to acknowledge that any overpayment or credit balance that you may have with one of the practices within the office is hereby assigned to any of the other practices within the office to which you may have a debt or outstanding balance due. To the extent that you have no balance due to any of the practices within the office upon completion of your medical treatment, any overpayment will be refunded 45 DAYS AFTER ALL CLAIMS HAVE BEEN RESOLVED.
Temporary financial problems may affect the timely payment of your balance. It is imperative that you communicate such problems to the billing department so that they can assist you in the management of your account.